I just got a bill for a Wayfair credit card that was issued by Citi bank that I did not apply for. I never even shopped on that website.
I tried contacting both Citi bank and Wayfair, but since I don’t have the full account number, I couldn’t get past Citi’s automated phone menu.
Wayfair’s phone system was a fucking nightmare getting transferred to various departments, but eventually transferred me to a foreign call center where they insisted that they needed my social security number and birth date to file a report, but I’m not giving them that.
The best thing is that the scammer managed to get a higher credit limit than I was able to get on my own card.
Just a friendly reminder to lock your credit.
Worth noting, there is a difference between “lock” and “freeze”. See this article for the difference but I believe freezing is preferable https://krebsonsecurity.com/2018/09/credit-freezes-are-free-let-the-ice-age-begin/
Freezes are free now and my experience has been they are instantaneous for freezing and thawing.
What exactly does it mean to lock one’s credit?
Prevents anyone from opening shit with out you very specific pin number…keep that shit in fort knox
Mine is so secret that even I don’t remember what it is, which will be fun when I need to thaw it out.
I meant freeze, which you should do.
I would, but mine’s on an upswing right now.