If you don’t pay off your monthly credit card statement in full you will have to pay 25% interest until its paid off, not fun. So instead as a fail safe, I created 2 cashapp accounts, 1 attacked to my checking account for my bank, and 1 attached to my credit card.
Do you know what cashapp or venmo is? You aren’t opening another credit card, you are transferring money to your bank account and then quickly paying off your balance resulting in the same amount owed with another month to pay it.
Yes, I know what they are.