I am against student loan repayments. A plumber should not be paying for your gender studies degree.

  • Neuromancer@lemm.eeOPM
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    7 months ago

    How about you pay for your student loans and I pay for mine? We have a spending problem in this country. We can’t spend our way out of debt.

    • gregorum@lemm.ee
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      7 months ago

      Then why are conservatives so ardent about spending on tax cuts for the rich if they’re so concerned about debt?

      And why does the concern about debt only come up when spending on people other than the rich, who don’t pay their fair share of taxes in the first place?

      And if you really care about debt and the economy, you’d know that unemcumbering people from personal debt gets them to spend more, pay more in taxes and - gasp - lowers the national debt.

      And finally, only you pay your own student loan debt. You’re not paying someone else’s debt just because you pay taxes. That’s not your money anymore. It’s the government’s.

      But you don’t care about the facts. Your just here to complain and troll.

      • jimbolauski@lemm.ee
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        7 months ago

        That’s not your money anymore. It’s the government’s.

        The government should be better stewards of the money they’ve confiscated from their citizens.

        While the loan companies took advantage of students by charging high interest rates on loans that must be paid back. It’s not the government’s job to reward the loan companies by paying the loans or the students who accepted those terms.

        • gregorum@lemm.ee
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          7 months ago

          The money was not confiscated. It was legally collected. If you don’t like that, contact her congressperson and vote in November. That is your recourse.

          And while, yes, those loan companies should be paid back, it is not your role, alone, to determine what the government’s job is. It’s all of us together, who say that. And you get as much of a vote as anyone else. That’s democracy.

          The thing is, that it benefits all of us as a society to forgive that debt, so that those people are free to spend money on products and services and pay their taxes. That benefits, the economy, which helps everybody. But here you are, selfishly only thinking of yourself. In doing so, you ignore the benefits you would receive, if the student loan was forgiven for these other people. For some reason, you foolishly think that helping these other people hurt you in someway. It doesn’t.

          • jimbolauski@lemm.ee
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            7 months ago

            I dont think you know what confiscated means, taking something from someone against their will illegally is called theft, taking something from someone legally is called confiscation.

            It’s not Biden’s role to determine this either, the courts have all ready told him what he’s doing is illegal.

            Money is not created with this move, the same amount of money will be in the economy either way, other things go unfunded to pay irresponsible people’s debts.

            • gregorum@lemm.ee
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              7 months ago

              AKCHUALLY

              Confiscation is when the government permanently takes a person’s property without compensation.

              You are compensated by the services those taxes provide.

              It’s not Biden’s role to determine this either

              No, but the fact that you think it is only speaks to your ignorance. It’s a rule of Congress, who has the job of approving tax bills and spending bills and so forth. That’s why I recommended that you contact your congressman if you’ve got a problem with how your taxes are spent. Again, your argument is based on misinformation and fallacies.

              Money is not created with this move, the same amount of money will be in the economy either way, other things go unfunded to pay irresponsible people’s debts.

              Not only does that speak to your profound ignorance of how these bills are paid for, and you really should look into that because you obviously don’t understand this at all the— the irresponsible parties were the lenders who should not have lent this money in the first place those who couldn’t pay for it. The risk was theirs to take, not the ill-informed people they took advantage of. Once again, your ignorance of how our economy works, how our laws work, and even how the finance world works is extraordinary. No wonder your argument so terrible, lol.

              I’m still waiting on the citations, by the way. Of course, if you can’t back up one word of your argument, I wouldn’t be at all surprised.

              • jimbolauski@lemm.ee
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                7 months ago

                So you’ve proven you don’t know what confiscation is, twice. More than the government can confiscate, it doesn’t have to be perminanent, and compensation does not factor in. A teacher can confiscate a toy from a child and give it back at the end of the day. In 1934 FDR signed the gold reserve act and all privately owned gold was confiscated, the gold owners were reimbursed but that doesn’t change that their gold was confiscated.

                There is no student loan forgiveness law or even a bill, so I don’t need to contact my congressmen. It’s just one man who is breaking the law with his edicts.

                the irresponsible parties were the lenders who should not have lent this money in the first place those who couldn’t pay for it. The risk was theirs to take, not the ill-informed people they took advantage of.

                The lenders were many things but irresponsible is not one of them. Student loans have to be paid back, bankruptcy doesn’t get rid of the debt. Signing things you don’t understand is irresponsible, expecting others to pay your debt is irresponsible.

                Ciataions for what? The definition of confiscate? That there is not infinate money? That there is no student loan forgiveness law?

                • gregorum@lemm.ee
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                  7 months ago

                  I gave you the legal definition of confiscate. You whining about that doesn’t change the facts.

                  And I explained how the student loans would be paid back. You whining about that doesn’t change that either.

                  Taxation is the subscription fee you pay for living in a society. Like Netflix, you may not like every show produced, but to have access you have to pay the subscription fee. If you don’t like the subscription fee for living in this society, then leave.

                  • jimbolauski@lemm.ee
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                    7 months ago

                    gave you the legal definition of confiscate. You whining about that doesn’t change the facts.

                    Except when you claimed it couldn’t be confiscation because it was legal.

                    And I explained how the student loans would be paid back. You whining about that doesn’t change that either.

                    You said the government will pay the loans… I’m not sure why you think that’s profound. You also made claims that paying student loans would help the economy but your limited grasp of the economy and understanding of finite resources has stopped you from explaining how.

                    Taxation is the subscription fee you pay for living in a society. Like Netflix, you may not like every show produced, but to have access you have to pay the subscription fee. If you don’t like the subscription fee for living in this society, then leave.

                    You seem really hung up on taxes, my problem is not with taxes but with using them to pay people’s personal debts.

        • gregorum@lemm.ee
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          7 months ago

          Congratulations on almost contributing to the conversation

          But, really, congratulations on living up to your username. ❤️

      • Neuromancer@lemm.eeOPM
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        7 months ago

        Considering the rich pay the most taxes. Why shouldn’t they get a cut?

        The rich do pay their fair share as I’ve cited many times. I talk about spending cuts all the time.

        • gregorum@lemm.ee
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          7 months ago

          Not only do the rich not pay the most taxes (especially when measured as a percentage of their total income), they definitely shouldn’t get a tax cut because they clearly benefit the most from the system that enables them to earn so much and succeed so much. As they clearly benefit the most from the system, and the labor provided by it, clearly makes logical sense that they pay the most back into it.

          And you certainly haven’t cited anything with regards to your claims with me.

          • Neuromancer@lemm.eeOPM
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            7 months ago

            As measured of their total income. I’d like to see a cite otherwise. 50% of tax payers don’t even pay taxes. The top 5% pays around 90%

            I’ve cited numerous times on here. I can cite again if you really think everyone else is paying more taxes.

    • Bob Robertson IX@lemmy.world
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      7 months ago

      I borrowed $40k for my education. Over 20 years I repaid $75k. Had the repayment plan Biden tried to do in 2021 not been shot down by the Supreme Court, I would have had $20k knocked off my balance, which means I would have still repaid a lot more than I had borrowed.

      Why should the government be making money by charging interest on student loans? Plumbers wouldn’t have paid for the repayment, instead it would have been my interest payments paying for it. And the plumber would still be getting an extra $15k out of me in excessive payments that I’ve had to make.

      • Neuromancer@lemm.eeOPM
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        7 months ago

        Why should the government be making money by charging interest on student loans?

        I agree. The government shouldn’t be issuing student loans. Private banks can handle that function and allow people to BK on them.

    • Djtecha@lemm.ee
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      7 months ago

      How about you pay for your kid and stock getting that tax credit? How about we stop subsidizing your gas to get to the job? You have a really dumb argument against helping people.

      • Neuromancer@lemm.eeOPM
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        7 months ago

        I pay for my kid.

        I’m fine end gas subsidizes. I say we should end them all the time. Gas will double in price and it will be a Minor issue to me

        My argument is logical. The law doesn’t allow it. It that’s simple.

        • Djtecha@lemm.ee
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          7 months ago

          So we should remove all tax credits then? That’s what you’re saying? Another quick question, did you take money during covid? Did your business?

          • Neuromancer@lemm.eeOPM
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            7 months ago

            I don’t receive any tax credits. Those are focused on the poor.

            No I did not take or receive any money from the government due to Covid. Most of that was geared towards the poor and I am not poor.

            • Djtecha@lemm.ee
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              7 months ago

              Well then bully for you. But I think it’s important that we make education easier for folks to obtain.

              • Neuromancer@lemm.eeOPM
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                7 months ago

                It’s easy to obtain. You get good grades, you go to school, you get a degree and you pay the bill.

                The issue is many people go and don’t really need a degree because they’re told it’s the path to success. Most jobs don’t require degrees. So why get one to work at Starbucks?

                We need to change the idea that you need a degree.

                  • Neuromancer@lemm.eeOPM
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                    7 months ago

                    It shouldn’t be free. Sweden provides it to people but they also come out with as much student debt as an American. What we need is to stop expecting degrees for every job.

    • ChonkyOwlbear@lemmy.world
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      7 months ago

      Society needs doctors, teachers, engineers, and other jobs requiring degrees. We all benefit from their education. Why shouldn’t you pay for something you benefit from?

      And yes, we can spend our way out of debt by investing in things that return more money than they cost us, like hiring more IRS agents to enforce existing tax laws or getting people better educational so they pay more in taxes from their higher paying jobs.

        • ChonkyOwlbear@lemmy.world
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          7 months ago

          Because the country desperately needs more doctors and paying for their education is a huge incentive for people to go into the field. Not everyone is fortunate enough to be able to afford to go to school for 8-10 years. Lack of ability should be the only thing barring a prospective doctor, not the fact that they don’t have a family wealthy enough to support them through their education.

          • Neuromancer@lemm.eeOPM
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            7 months ago

            Umm. That’s not his medical school works. We have a limited number of slots. It’s a supply vs demand issue.

            It’s not like we are sitting around with billets not being used. Medical schools turn away a large amount of people who apply due to space.

            Then you have residency. We have a shortage of spots in the residency programs. So even if you graduate medical school, you may not get selected for residency.

            Without residency, your job options are very limited.

            • ChonkyOwlbear@lemmy.world
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              7 months ago

              You are completely missing that we are not just talking about doctors. That’s just an example. We also need nurses, teachers, engineers, and all sorts of other jobs requiring advanced degrees. (Part of the reason med school is limited is there aren’t enough people to teach it. The demand is there, the supply can’t keep up).

              • Neuromancer@lemm.eeOPM
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                7 months ago

                You are completely missing that we are not just talking about doctors

                That’s the example you brought up.

                Part of the reason med school is limited is there aren’t enough people to teach it

                That isn’t an issue. The issue is medical groups push to limit supply. It’s keep the salaries high.

                They all fall under the same thing. Just pay your own school