Equifax, TransUnion, and Experian all offer account freezing for free. Take advantage of it! It is a great way to prevent someone from wrecking your credit

  • huginn@feddit.it
    1·
    4 months ago

    I did this when the Equifax breaches happened.

    Freezing the accounts definitely had negative impacts on my credit score, despite having safe CC utilization and no debt. I saw about a 20 point dip from doing it.

    Sure they claim it won’t have any effect but being safe is risky behavior to a business that relies on you being unsafe.