Eh, it’s probably been on the dark web for a while now given how frequent and massive data leaks have become. Worry more about unauthorized use/access to your credit and/or identity.
Place freezes on your credit for Experian, TransUnion, and Equifax (it’s free)
Lock any credit cards you don’t use regularly
Pull your credit reports from each agency (you get one a year for free) and verify activity
Enable balance notifications for your credit cards and bank accounts (eg, high transaction amount = $0.00 will alert you to every purchase made)
Don’t use the same password for multiple websites. If you don’t already, use a password manager like KeePass and let it generate new passwords for you
It’s all about the diligence these days. Your morning should be fine. The worst thing you can receive is a high transaction amount alert you didn’t authorize. But card companies and banks have gotten good about dealing with those when they happen.
The link you shared says only in specific circumstances can someone opt out of LexusNexus:
Opting out of LexisNexis can be more complex than removing your data from other people-search sites. To have your information taken down, you must meet specific criteria, and LexisNexis may request additional documentation:
Victim of identity theft: you need to provide a police report documenting the identity theft or similar documentation.
Law enforcement officers or public officials facing threats of severe bodily harm or death:** **you must submit a letter from their supervisor confirming the nature of their position and the threats.
At risk of physical harm but not in law enforcement: you’ll need to submit a protective order from the court, a police report, or similar documentation.
I believe that the wording is awkward in that you will need additional information if you’re one of the three listed criteria. If you’re just removing it from public view, you only need to provide your name, address, phone and social security number.
Eh, it’s probably been on the dark web for a while now given how frequent and massive data leaks have become. Worry more about unauthorized use/access to your credit and/or identity.
It’s all about the diligence these days. Your morning should be fine. The worst thing you can receive is a high transaction amount alert you didn’t authorize. But card companies and banks have gotten good about dealing with those when they happen.
The link you shared says only in specific circumstances can someone opt out of LexusNexus:
I believe that the wording is awkward in that you will need additional information if you’re one of the three listed criteria. If you’re just removing it from public view, you only need to provide your name, address, phone and social security number.
Oh ok nice, thanks for the info!