He certainly thinks he does, but half the time he forgets he controls his tail

17 year old Rascal wants to wish Terra many more good years

When my kid was a toddler we told her, “Why did the turkey crosse the road? Because the chicken was on vacation.”

She thought it was hilarious and would retell it with 2 random things she could see at the time: “Why did the couch cross the road? Because the floor was on vacation.”

Cherry for me. Common flavor in lots of fruity candy mixes but not my favorite. I do like cherry sours on their own though

southsamurai has a great overall explanation. I would add it also depends on the age and any medical conditions of each.

We have a 45 pound dog (age 12) and a 15 pound cat (age 17). The dog is on senior/old man food but is otherwise in good health. The cat has kidney disease so we have to get only specific kinds. Per month the cat’s food is about $5 more than the dog’s, but that’s for a smaller amount.

Shows from my youth I’ve watched with my kid: The Muppets Full House Animaniacs

$0.13213 per kWh plus a $0.58915 per day “customer charge”

Good luck!

Congratulations!

I don’t know the actual answer. My theory is it’s this confusing so it’s hard for the general population to catch the mistakes. This allows insurance companies get out of paying as much as they’re supposed to. And hospitals don’t really care who does the paying, as long as they get paid

Mine are all in the ground

I’ll have to try the cinnamon next year. I ended up sprinkling diatomaceous earth around the bottom of it and that seemed to help. But I’m not sure how often a monarch caterpillar might move to another plant so I was worried the DE may harm them too.

Some of the plants do have aphids, but not all my plants with ants on them had aphids (at least that I could find). I know ants will sometimes carry aphids, so maybe they were scouting out new plants?

You need to know both your deductible and out of pocket maximum numbers. You’ve said your deductible is $1500. For the sake of this example let’s say your out of pocket max (OOP from now on) is $2500.

For simplicity, we’ll go with your insurance’s negotiated rate for the procedure is $1000*. Meaning at the end of the day you and your insurance combined will pay the hospital $1000.

Basically any bills up to $1500 for the year you pay 100%. Between $1500 and $2500 (or your OOP), insurance pays 50% and you pay 50%. Over $2500 insurance pays 100%.

Some examples to illustrate:

1. You’ve paid $400 this year so far. You pay the full $1000: $400 + $1000 = $1400 which is less than your deductible of $1500
2. You’ve paid $1000 so far this year. You pay $750 and insurance pays $250: $500 gets you to the $1500 deductible limit so you have to pay all that, plus you pay 50% of the remaining $500 bill = $250.
3. You’ve paid $1700 so far. You pay $500 and insurance pays $500. $1700 + $500 = $2200 which is less than your OOP of $2500
4. You’ve paid $2300 so far. You pay $200 and insurance pays $800. 50% of $1000 = $500 but $500 would put you over your OOP of $2500. $2500 - $2300 = $200. You pay $200 and insurance pays the rest.
5. You’ve paid $2500 so far. Insurance pays $1000

• If your insurance’s negotiated rate for the procedure is $1000, this means that’s what the hospital and insurance have agreed to pay. A lot of times you’ll see the hospital “charge” a larger number and then have an insurance “discount” but ignore this. It doesn’t factor into deductible or out of pocket maximum calculations.

I’m from the Midwest and when I travel overseas I just tell people I live “near Chicago” cuz it’s the only place between the Rockies and the Appalachians people reliably know.

East to west along the US border is Quebec, Ontario, Manitoba?, Alberta?, and BC. I think.

Then there’s Nunavut. And maybe Nova Scotia, New Brunswick and Newfoundland? I’m realizing I have no idea how many provinces Canada has

Edit: Looked it up and I definitely missed a few

Having a yard sale tomorrow, then going hiking on Sunday

Fresh cut hay reminds me of helping my grandparents. So you’re not alone with the farm/ rural smells. Alfalfa is a sweet, neutral scent - I’d argue it’s better than some of the perfumes and cologne out there that just smother me with their smell

Congrats! People recognize good, honest work. Your business is definitely on the right track.

For bills that are due on a regular basis but not monthly (car registration, oil changes, pet’s annual check up, HVAC check ups if you own a home, etc) - figure out how much each costs per year, add them all up, divide by 12, and set up an auto-transfer to a savings account for that amount every month. Don’t forget to include that amount in your monthly budget too.

I’m the same way, I wouldn’t even try it if I was a passenger in a car