You know, like “always split on 18,” or “having kids is the most rewarding thing you can do in life.”

What’s that one bit of advice you got from a trusted friend that you know deep, deep down would just ruin your thing?

  • hightrix@lemmy.world
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    7 months ago

    Only pay off what is due, not the full balance. So if I spent 100 on my cc last month and then 100 this month. My bill is for 100, but my balance is 200. Pay the 100, incur no interest.

    Edit: by “what is due” I mean the full balance from the previous month, not the minimum payment.

    • dream_weasel@iusearchlinux.fyi
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      7 months ago

      You can just pay it all off unless you plan on making some I interest money from the second 100.

      Every month on the same day I drive all the card balances to zero. 800+ credit score

      • hightrix@lemmy.world
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        7 months ago

        Absolutely you can, but not paying it all off doesn’t negatively affect your score. Also 800+ here.