Partner has a phd. Can confirm she recommends no one ever do it.

She only finished it out of spite, so her paper work no longer has miss/Mrs and no relation to her marriage status.

Ypu sre right in that the stock market, especially the US stock market, is a cluster fuck.

But it’s a cluster fuck that mostly goes up, with solid returns over the last 10-20 years in index funds. I’m not going to cut my nose to spite my face on that, especially when the populous alternatives, like being a landlord, tend to have serious ethical concerns.

For examples of why the market is fucked, something your argument clearly lacked, the biggest indicator for me is that news of large buys/saells tend to move the market much more than the actual buy/sale.

(Personal theory, derivatives pretty much control the market, and a buy/sell doesn’t interact with calls/puts typically, but the news of a sale gets people to interact with calls/puts)

It’s just that in America they realized if they complain enough, they get to rub they’re hands gleefully at the thought of all that electricity they’re going to sell, AND all the public money they’re going to get to upgrade the grid!

Honest thoughts: I think fractured communities are what’s causing the issue.

You end up with the same post on 5 different instances, each with a fraction of the engagement it would get in one place.

I wonder if some way of federating communities might be a better way, eg, c/photograohy could exist on both lemmy.world and lemm.ee, have submissions and comments from both.